Relationship Officer - National Loans

What you will be doing:

As a Relationship Officer for National Loans, you will be responsible for managing client relationships, promoting loan products, and ensuring customer satisfaction.

• To promote the sales of various Islamic banking products in the allocated markets.
• To achieve sales targets agreed with the Direct Sales Manager.
• To provide MIS & competitor feedback on a weekly basis.
• To conduct promotional activities group meetings and road shows to achieve budgeted sales volumes. This is with respect to establishing company tie-ups for selling personal finances.
• To Manage achievements of sales objectives by setting sales targets
• Understand competition and suggest changes for products/ process to improve sales.
• To ensure to sell solely Islamic and Sharia Compliant Products of RAK Islamic.
• To avoid engaging in the sharia repugnant business and activities
• To deal in fair, ethical and Sharia compliant dealings
• To have detailed understanding of Central Bank of UAE and Higher Sharia Authority (HSA) regulation.

What you should have:

• Sales oriented person.
• Excellent communication and convincing skills
• Achieving budgeted sales volumes.
• Knowledge of banking products both own competitor products
• Identify any cross-sell opportunities for other business divisions of the bank
• Understand competition and suggest changes for products/ process to improve sales.

What we are looking for:

• Excellent communication and interpersonal skills
• Strong sales and negotiation abilities
• Knowledge of banking products and financial services
• Customer service orientation
• Ability to build and maintain relationships with clients
• Attention to detail and accuracy in documentation
• Proficiency in Microsoft Office and other relevant software
• Problem-solving skills
• Ability to work effectively in a team
• Understanding of banking regulations and compliance requirements
• Time management and organizational skills